Mobilum is payment processing service that connects fiat currency and cryptocurrency in real-time, decreasing the total cost of each transaction and guaranteeing the most favourable execution. Mobilum created smart contract powered by MBM token which allows every credit card holder to use any blockchain asset to settle a payment. MBM is assisted by a mobile wallet application – the Mobilum App. In contrast to previous providers of similar services, Mobilum will directly connect every cryptocurrency with any payment card, regardless of the issuing entity.